Our Cash ISA range

Everyone age 16 or over can save up to £5,940 tax-free in a cash ISA with one provider, in the 2014/15 tax year. You don't pay tax on interest earned in a cash ISA, all the interest you earn you keep.

The Government has proposed changes meaning that from 1 July 2014 the annual 2014/15 ISA allowance will be increased from £11,880 to £15,000. Under the new rules, you'll also be able to split your £15,000 ISA allowance as you wish between a cash ISA and stocks and shares ISA.

Over the weekend of 13th to 15th June 2014, the Dunfermline will integrate into the Nationwide Building Society. As a result, all Dunfermline accounts will automatically be transferred to Nationwide accounts at the time of integration. The product details below include the summary box and terms and conditions for the Nationwide account.

To find out more about what the changes mean click here.

Fixed Rate Cash ISAs

We offer a range of Fixed Rate ISA products. Please see "Product details" (below) for more information.

View product details

Terms and Conditions for your Dunfermline account and Terms and Conditions for your Nationwide account following the integration.

How to apply

Visit your local branch

Variable Rate Cash ISAs

Variable rate Cash ISA with flexibility to access your ISA whenever you need to.

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A guide to ISAs

Find out what they are, how ISAs work, and about ISA limits.

View guide

Fixed Rate Bond savings accounts

Save a lump sum and choose from a range of terms with our Fixed Rate Bonds.

Find out more


Interest rate definitions:

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
The net rate of interest is the interest payable after any income tax is deducted (if you do pay tax).
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

The tax information provided is based on our current understanding of current law and HM Revenue & Customs practice which can change

FSCS - Protecting your money. Find out more

Dunfermline Building Society is a trading division of Nationwide Building Society which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
Nationwide is not responsible for the content of external websites.

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