Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Asset Plus

£25,000 - 2.10%
£10,000 - 2.10%
  £5,000 - 2.10%
  £2,500 - 2.10%
     £500 - 2.10%

wef 1 Jan 2009

£25,000 - 2.75%
£10,000 - 2.75%
  £5,000 - 2.25%
  £2,500 - 2.25%
     £500 - 2.25%

wef 1 Dec 2008

Only for funds from maturing Dunfermline TESSAs. No further deposits allowed. Minimum balance £500.
Interest paid annually after close of business on 30 September. Closed issue.

Gold Deposit

£50,000 - 0.10%
       £50 - 0.10%

wef 1 Jan 2009

£50,000 - 1.00%
       £50 - 1.00%

wef 1 Dec 2008

An instant access deposit account for professional firms investing funds on behalf of clients. Closed issue 8 March 2006.

Platinum Deposit

£50 - 0.50%

wef 1 Jan 2009

£50 - 1.50%

wef 1 Dec 2008

A 7-day notice deposit account for professional firms investing funds on behalf of clients. Closed issue 8 March 2006.

Portfolio Account

Instant access account
£2,000 - 1.61% AER

wef 1 Jan 2009

Instant access account
£2,000 - 3.14% AER

wef 1 Dec 2008

Instant access account with a Norwich Union Portfolio Bond. Interest paid at the end of the anniversary month. Monthly interest 0.25% below the annual gross interest rate.
Closed issue 7 September 2003.

Scot Gold

£25,000 - 0.10%
£10,000 - 0.10%
  £5,000 - 0.10%
  £2,500 - 0.10%

wef 1 Jan 2009

£25,000 - 0.75%
£10,000 - 0.75%
  £5,000 - 0.25%
  £2,500 - 0.25%

wef 1 Dec 2008

For UK residents living abroad. Interest paid after close of business 1 December.
Closed issue 9 May 2003.

Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Base Rate Tracker (Issue 10)

£100 - 2.10% Gross
£100 - 2.12% AER

wef 1 Jan 2009

£100 - 3.10% Gross
£100 - 3.14% AER

wef 1 Dec 2008

Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 7 March 2007.

Children's Bond

£50 - 2.25%

wef 1 Jan 2009

£50 - 3.25%

wef 1 Dec 2008

Variable rate, min 3 year investment. Matures on child's 18th birthday. Interest paid annually after close of business on 30 September.
Closed issue 10 December 2002.

Fixed Rate Bond (Issue 35)

£100 - 6.40% Gross
£100 - 6.40% AER

-

Launched 25 October 2007. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 1 December 2007.

Fixed Rate Bond (Issue 36)

£100 - 5.30% Gross
£100 - 5.30% AER

-

Launched 11 February 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 March 2009. Closed issue 9 May 2008.

Fixed Rate Bond (Issue 37)

£100 - 5.85% Gross
£100 - 5.84% AER

-

Launched 12 May 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 June 2009. Closed issue 12 September 2008.

Fixed Rate Bond (Issue 39)

£100 - 6.40% Gross
£100 - 6.40% AER

-

Launched 12 July 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2010. Closed issue 20 August 2008.

Fixed Rate Bond (Issue 40)

£100 - 6.55% Gross
£100 - 6.55% AER

-

Launched 12 July 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2011. Closed issue 26 August 2008.

Fixed Rate Bond (Issue 41)

£100 - 6.00% Gross
£100 - 5.97% AER

-

Launched 17 September 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 3 November 2008.

£100 - 4.50% Gross
£100 - 4.48% AER

£100 - 4.00% Gross
£100 - 4.01% AER

Guaranteed 30

£1 - 2.75%

wef 1 Jan 2009

£1 - 3.75%

wef 1 Dec 2008

Launched 21 November 2007. 30 day notice account. Min investment £1. Max investment £1m. Closed issue 21 January 2008.

Guaranteed 30 (Issue 2)

£1 - 2.75%

wef 1 Jan 2009

£1 - 3.75%

wef 1 Dec 2008

Launched 28 March 2008. 30 day notice account. Min investment £1. Max investment £1m. Closed issue 24 June 2008.

Premium Loyalty

£100,000 - 2.00%
  £50,000 - 2.00%
  £25,000 - 1.40%
    £5,000 - 1.40%
       £100 - 0.10%

wef 1 Jan 2009

£100,000 - 3.00%
  £50,000 - 3.00%
  £25,000 - 2.40%
    £5,000 - 2.40%
       £100 - 1.00%

wef 1 Dec 2008

30 day notice. Variable rate. Interest paid annually after close of business on 30 September. Exclusively for customers who previously held a Premium Plus 2 or Premium Plus 3 account. Launched 23 May 2008. Closed 23 May 2008.

Privilege Bond

£100 - 5.55%

-

Launched 12 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2009. Closed issue 25 May 2006.

Privilege Bond (Issue 2)

£100 - 5.30%

-

Launched 29 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 August 2009. Closed issue 20 December 2006.

Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Deposits

£25,000 - 0.10%

wef 1 Jan 2009

£25,000 - 0.50%

wef 1 Dec 2008

From 1 May 2005 the min balance is £1.

Monthly Saver (Issue 3)

£1 - 4.25%

wef 1 Jan 2009

£1 - 4.25%

wef 1 Dec 2008

Rate includes fixed bonus of 4.15%, payable if 12 standing order payments received & no more than one withdrawal per year. For customers who previously held a Monthly Saver (Issue 1) account only. Launched 23 May 2008. Closed issue 23 May 2008.

Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Dunfermline Direct Base Rate Tracker (Issue 10)

£100 - 2.10% Gross
£100 - 2.12% AER

wef 1 Jan 2009

£100 - 3.10% Gross
£100 - 3.14% AER

wef 1 Dec 2008

Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 7 March 2007.

Dunfermline Direct Fixed Rate Bond (Issue 35)

£100 - 6.40% Gross
£100 - 6.40% AER

-

Launched 25 October 2007. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 1 December 2007.

Dunfermline Direct Fixed Rate Bond (Issue 36)

£100 - 5.30% Gross
£100 - 5.30% AER

-

Launched 11 February 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 March 2009. Closed issue 9 May 2008.

Dunfermline Direct Fixed Rate Bond (Issue 37)

£100 - 5.85% Gross
£100 - 5.84% AER

-

Launched 12 May 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 June 2009. Closed issue 12 September 2008.

Dunfermline Direct Fixed Rate Bond (Issue 39)

£100 - 6.40% Gross
£100 - 6.40% AER

-

Launched 12 July 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2010. Closed issue 20 August 2008.

Dunfermline Direct Fixed Rate Bond (Issue 40)

£100 - 6.55% Gross
£100 - 6.55% AER

-

Launched 12 July 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2011. Closed issue 26 August 2008.

Dunfermline Direct Fixed Rate Bond (Issue 41)

£100 - 6.00% Gross
£100 - 5.97% AER

-

Launched 17 September 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 3 November 2008.

£100 - 4.50% Gross
£100 - 4.48% AER

Dunfermline Direct Guaranteed 30

£100 - 2.75%

wef 1 Jan 2009

£100 - 3.75%

wef 1 Dec 2008

Launched 21 November 2007. 30 day notice account. Min investment £100. Max investment £1m. Closed issue 21 January 2008.

Dunfermline Direct Guaranteed 30 (Issue 2)

£100 - 2.75%

wef 1 Jan 2009

£100 - 3.75%

wef 1 Dec 2008

Launched 28 March 2008. 30 day notice account. Min investment £100. Max investment £1m. Closed issue 24 June 2008.

Dunfermline Direct Guaranteed 30 Cash ISA

£100 - 2.75%

wef 1 Jan 2009

£100 - 3.75%

wef 1 Dec 2008

Launched 6 April 2008. Interest is variable and can change at any time however, your rate is guaranteed to pay at least Bank of England Base Rate until 30 June 2010. Closed issue 24 June 2008.

Dunfermline Direct Cash ISA

£3,000 - 2.00%
£1,000 - 1.15%
   £100 - 1.15%

wef 1 Jan 2009

£3,000 - 3.00%
£1,000 - 2.15%
   £100 - 2.15%

wef 1 Dec 2008

Telephone operated no-notice Cash ISA. Interest paid after close of business on 5 April.
Closed issue 31 August 2001.

Dunfermline Direct Cash ISA - (Issue 2)

£3,000 - 1.75%
£1,000 - 1.15%
   £100 - 1.15%

wef 1 Jan 2009

£3,000 - 2.75%
£1,000 - 2.15%
   £100 - 2.15%

wef 1 Dec 2008

Telephone operated no-notice Cash ISA. Interest paid after close of business on 5 April. Issue 2 launched 1 September 2001.
Closed issue 17 September 2002.

Dunfermline Direct Fixed Rate Cash ISA (Issue 7)

£3,000 - 6.00%

-

Launched 8 February 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 5 April 2007.

Dunfermline Direct Fixed Rate Cash ISA (Issue 9)

£100 - 5.75%

-

Launched 6 April 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 20 July 2007.

Dunfermline Direct Fixed Rate Cash ISA (Issue 11)

£3,600 - 6.15%

-

Launched 30 April 2008. The minimum investment is £3,600 per tax year. Matures 31 May 2009. Closed issue 14 May 2008.

Dunfermline Direct Fixed Rate Cash ISA (Issue 12)

£3,600 - 6.00%

-

Launched 30 April 2008. The minimum investment is £3,600 per tax year. Matures 31 May 2011. Closed issue 21 May 2008.

Dunfermline Direct Fixed Rate Reserve Cash ISA

£3,000 - 6.00%

-

Launched 8 February 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 22 March 2007.

£10 - 3.60%

wef 1 Jan 2009

£10 - 4.60%

wef 1 Dec 2008

Launched 6 April 2008. Invest between £10 and £300 per month. Interest is variable and paid on maturity after close of business on 31 March 2009. Closed issue 15 August 2008.

Dunfermline Direct Now

£25,000 - 1.50%
£10,000 - 1.50%
  £5,000 - 1.50%
  £2,500 - 1.50%
  £1,000 - 1.50%

wef 1 Jan 2009

£25,000 - 2.50%
£10,000 - 2.50%
  £5,000 - 2.50%
  £2,500 - 2.50%
  £1,000 - 2.50%

wef 1 Dec 2008

No-notice account. Interest paid annually after close of business on 30 June.
Closed issue 17 September 2003.

Dunfermline Direct Postal

£50,000 - 2.00%
£25,000 - 0.75%
£10,000 - 0.75%
  £5,000 - 0.75%
  £2,000 - 0.75%

wef 1 Jan 2009

£50,000 - 3.00%
£25,000 - 1.75%
£10,000 - 1.75%
  £5,000 - 1.75%
  £2,000 - 1.75%

wef 1 Dec 2008

Replaced by telephone operated Dunfermline Direct Saver (Issue 1). Interest paid annually or monthly at a rate 0.50% below annual gross interest rate.
Closed issue 4 October 1999.

Dunfermline Direct Privilege Bond

£100 - 5.55%

-

Launched 12 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2009. Closed issue 25 May 2006.

Dunfermline Direct Privilege Bond (Issue 2)

£100 - 5.30%

-

Launched 29 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 August 2009. Closed issue 20 December 2006.

Dunfermline Direct Saver (Issue 1)

£50,000 - 2.00%
£25,000 - 0.75%
£10,000 - 0.75%
  £5,000 - 0.75%
  £2,000 - 0.75%

wef 1 Jan 2009

£50,000 - 3.00%
£25,000 - 1.75%
£10,000 - 1.75%
  £5,000 - 1.75%
  £2,000 - 1.75%

wef 1 Dec 2008

Telephone operated 28 day notice account. Interest paid annually after close of business on 30 June or monthly at a rate 0.50% below annual gross interest rate.
Closed issue 17 September 2002.

Product Name

Current
Gross / AER Rate

Previous
Gross / AER Rate

Notes

Guaranteed 30 Cash ISA

£1 - 2.55% Gross
£1 - 2.58% AER

wef 1 Jan 2009

£1 - 3.55% Gross
£1 - 3.61% AER

wef 1 Dec 2008

Launched 6 April 2008. Interest is variable and can change at any time however, your rate is guaranteed to pay at least Bank of England Base Rate until 30 June 2010. Closed issue 24 June 2008.

Dunfermline Direct Guaranteed 30 Cash ISA

£100 - 2.55% Gross
£100 - 2.58% AER

wef 1 Jan 2009

£100 - 3.55% Gross
£100 - 3.61% AER

wef 1 Dec 2008

Launched 6 April 2008. Interest is variable and can change at any time however, your rate is guaranteed to pay at least Bank of England Base Rate (currently 5.00) until 30 June 2010.

Base Rate Tracker (Issue 10)

£100 - 2.10% Gross
£100 - 2.12% AER

wef 1 Jan 2009

£100 - 3.10% Gross
£100 - 3.14% AER

wef 1 Dec 2008

Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 7 March 2007

Dunfermline Direct Base Rate Tracker (Issue 10)

£100 - 2.10% Gross
£100 - 2.12% AER

wef 1 Jan 2009

£100 - 3.10% Gross
£100 - 3.14% AER

wef 1 Dec 2008

Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 7 March 2007

Dunfermline Direct Fixed Rate Bond (Issue 37)

£100 - 5.70% Gross
£100 - 5.85% AER

-

Launched 12 May 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 June 2009. Closed issue 12 September 2008.

Dunfermline Direct Fixed Rate Bond (Issue 41)

£100 - 5.85% Gross
£100 - 6.01% AER

-

Launched 17 September 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 3 November 2008.

£100 - 4.35% Gross
£100 - 4.44% AER

Dunfermline Direct Guaranteed 30

£100 - 2.55% Gross
£100 - 2.58% AER

wef 1 Jan 2009

£100 - 3.55% Gross
£100 - 3.61% AER

wef 1 Dec 2008

Launched 21 November 2007. 30 day notice account. Min investment £100. Max investment £1m. Closed issue 21 January 2008

Dunfermline Direct Guaranteed 30 (Issue 2)

£100 - 2.55% Gross
£100 - 2.58% AER

wef 1 Jan 2009

£100 - 3.55% Gross
£100 - 3.61% AER

wef 1 Dec 2008

Launched 28 March 2008. 30 day notice account. Min investment £100. Max investment £1m. Closed issue 24 June 2008.

Dunfermline Direct Postal
- Monthly Interest

£50,000 - 1.50%/ 1.51%
£25,000 - 0.25%/ 0.25%
£10,000 - 0.25%/ 0.25%
  £5,000 - 0.25%/ 0.25%
  £2,000 - 0.25%/ 0.25%

wef 1 Jan 2009

£50,000 - 2.50%/ 2.53%
£25,000 - 1.25%/ 1.26%
£10,000 - 1.25%/ 1.26%
  £5,000 - 1.25%/ 1.26%
  £2,000 - 1.25%/ 1.26%

wef 1 Dec 2008

Replaced by telephone operated Dunfermline Direct Saver. Monthly interest 0.50% below the annual gross interest rate.
Closed issue 4 October 1999.

Dunfermline Direct Privilege Bond

£100 - 5.15% Gross
£100 - 5.27% AER

-

Launched 12 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2009. Closed issue 25 May 2006.

Dunfermline Direct Privilege Bond (Issue 2)

£100 - 5.15%

-

Launched 29 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 August 2009. Closed issue 20 December 2006.

Dunfermline Direct Saver (Issue 1)
- Monthly Interest

£50,000 - 1.50%/ 1.51%
£25,000 - 0.25%/ 0.25%
£10,000 - 0.25%/ 0.25%
  £5,000 - 0.25%/ 0.25%
  £2,000 - 0.25%/ 0.25%

wef 1 Jan 2009

£50,000 - 2.50%/ 2.53%
£25,000 - 1.25%/ 1.26%
£10,000 - 1.25%/ 1.26%
  £5,000 - 1.25%/ 1.26%
  £2,000 - 1.25%/ 1.26%

wef 1 Dec 2008

Monthly interest version of 28 day notice telephone-operated account, Dunfermline Direct Saver. Monthly interest 0.50% below the annual gross interest rate.
Closed issue 17 September 2002.

Fixed Rate Bond (Issue 37)

£100 - 5.70% Gross
£100 - 5.85% AER

-

Launched 12 May 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 June 2009. Closed issue 12 September 2008.

£100 - 5.85% Gross
£100 - 6.01% AER

-

Launched 17 September 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 30 November 2009. Closed issue 3 November 2008.

£100 - 4.35% Gross
£100 - 4.44% AER

£100 - 3.75% Gross
£100 - 3.82% AER

Guaranteed 30

£1 - 2.55% Gross
£1 - 2.58% AER

wef 1 Jan 2009

£1 - 3.55% Gross
£1 - 3.61% AER

wef 1 Dec 2008

Launched 21 November 2007. 30 day notice account. Min investment £1. Max investment £1m. Closed issue 21 January 2008

Guaranteed 30 (Issue 2)

£1 - 2.55% Gross
£1 - 2.58% AER

wef 1 Jan 2009

£1 - 3.55% Gross
£1 - 3.61% AER

wef 1 Dec 2008

Launched 28 March 2008. 30 day notice account. Min investment £1. Max investment £1m. Closed issue 24 June 2008.

Premium Loyalty - Monthly Interest

£100,000 - 1.75%/1.76%
  £50,000 - 1.75%/1.76%
  £25,000 - 1.15%/1.16%
    £5,000 - 1.15%/1.16%
      £100 - 0.10%/0.10%

wef 1 Jan 2009

£100,000 - 2.75%/2.78%
  £50,000 - 2.75%/2.78%
  £25,000 - 2.15%/2.17%
    £5,000 - 2.15%/2.17%
      £100 - 0.75%/0.75%

wef 1 Dec 2008

30 day notice. Variable rate. Interest paid monthly after close of business on 15th of the month. Launched 23 May 2008. Exclusively for customers who previously held a Premium Plus 2 monthly or Premium Income account. Closed issue 23 May 2008.

Privilege Bond

£100 - 5.15% Gross
£100 - 5.27% AER

-

Launched 12 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 July 2009. Closed issue 25 May 2006.

Privilege Bond (Issue 2)

£100 - 5.15% Gross
£100 - 5.27% AER

-

Launched 29 May 2006. Only available to customers of 50 years of age and over. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 August 2009. Closed issue 20 December 2006.

Product Name

Current
Tax free & AER Rate

Previous
Tax free & AER Rate

Notes

Guaranteed 30 Cash ISA

£1 - 2.75%

wef 1 Jan 2009

£1 - 3.75%

wef 1 Dec 2008

Launched 6 April 2008. Interest is variable and can change at any time however, your rate is guaranteed to pay at least Bank of England Base Rate until 30 June 2010. Closed issue 24 June 2008.

Dunfermline Cash ISA

£3,000 - 2.00%
£1,000 - 1.15%
    £1 - 1.15%

wef 1 Jan 2009

£3,000 - 3.00%
£1,000 - 2.15%
    £1 - 2.15%

wef 1 Dec 2008

Instant access cash ISA. Interest paid after close of business on 5 April. From 1 May 2005 the min balance is £1. To remain a voting member £100 must be maintained in your account.
Closed issue 31 August 2001.

Dunfermline Cash ISA (Issue 2)

£3,000 - 1.75%
£1,000 - 1.15%
   £1 - 1.15%

wef 1 Jan 2009

£3,000 - 2.75%
£1,000 - 2.15%
   £1 - 2.15%

wef 1 Dec 2008

Instant access cash ISA. Interest paid after close of business on 5 April. Issue 2 launched 1 September 2001. From 1 May 2005 the min balance is £1. To remain a voting member £100 must be maintained in your account.
Closed issue 17 September 2002.

Fixed Rate Cash ISA (Issue 7)

£3,000 - 6.00%

-

Launched 8 February 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 5 April 2007.

Fixed Rate Cash ISA (Issue 9)

£3,000 - 5.75%

-

Launched 6 April 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 20 July 2007.

Fixed Rate Cash ISA (Issue 11)

£3,600 - 6.15%

-

Launched 6 April 2008. The minimum investment is £3,600 per tax year. Matures 31 May 2009. Closed issue 14 May 2008.

Fixed Rate Cash ISA (Issue 12)

£3,600 - 6.00%

-

Launched 6 April 2008. The minimum investment is £3,600 per tax year. Matures 31 May 2011. Closed issue 21 May 2008.

Fixed Rate Reserve Cash ISA

£3,000 - 6.00%

-

Launched 8 February 2007. Interest paid annually after close of business on 30 June and on maturity. Closed issue 22 March 2007.

£10 - 3.60%

wef 1 Jan 2009

£10 - 4.60%

wef 1 Dec 2008

Launched 6 April 2008. Invest between £10 and £300 per month. Interest is variable and paid on maturity after close of business on 31 March 2009. Closed issue 15 August 2008.