Rates for historic, closed and accounts no longer on sale

Interest rates for our available accounts can be found on our interest rates table

Special Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate	Notes
Asset Plus	£500 - 2.10% effective from 1 Jan 2009	£10,000 - 2.75% £500 - 2.25% effective from 1 Dec 2008	Only for funds from maturing Dunfermline TESSAs. No further deposits allowed. Minimum balance £500. Interest paid annually after close of business on 30 September. Closed issue.
Gold Deposit	£50 - 0.10% effective from 1 Apr 2009	£50 - 0.10% effective from 1 Mar 2008	An instant access deposit account for professional firms investing funds on behalf of clients. Closed issue 10 March 2006.
Platinum Deposit	£50 - 0.10% effective from 1 Apr 2009	£50 - 0.10% effective from 1 Mar 2009	A 7-day notice deposit account for professional firms investing funds on behalf of clients. Closed issue 10March 2006.
Scot Gold	£2,500 - 0.10% effective from 1 Apr 2009	£10,000 - 0.10% £2,500 - 0.10% effective from 1 Mar 2009	For UK residents living abroad. Interest paid after close of business 1 December. Closed issue 9 May 2003.
Monthly Saver (Issue 4)	£1 - 3.75% effective from 1 Apr 2009	£1 - 3.75% effective from 1 Mar 2009	No other important information.
Monthly Saver (Issue 5)	£1 - 4.00% effective from 19 Oct 2009	n/a	Rate includes fixed bonus of 2.00%, payable if at least 10 monthly payments (11 including your opening payment) have been made by standing order, cash or cheque & no more than one withdrawal has been made during the first year. Launched 19 October 2009. Closed issue 16 December 2009.
Monthly Saver (Issue 6)	£1 - 4.00% effective from 30 Dec 2009	n/a	Rate includes fixed bonus of 2.00%, payable if at least 10 monthly payments (11 including your opening payment) have been made by standing order, cash or cheque & no more than one withdrawal has been made during the first . Launched 30 December 2009. Closed issue 26 April 2010.
Monthly Saver (Issue 7)	£1 - 4.00% effective from 27 April 2010	n/a	Rate includes fixed bonus of 2.00%, payable if at least 10 monthly payments (11 including your opening payment) have been made by standing order, cash or cheque & no more than one withdrawal has been made during the first. Launched 27 April 2010 . Closed issue 05 July 2010.
Monthly Saver (Issue 8)	£1 - 4.00% effective from 5 July 2010	n/a	Rate includes fixed bonus of 2.00%, payable if at least 10 monthly payments (11 including your opening payment) have been made by standing order, cash or cheque & no more than one withdrawal has been made during the first. Launched 5 July 2010. Closed issue 31 August 2010.
Combination Bond	Annual £3,000+ 3.75% Gross p.a. 3.75% AER	-	Launched 23 August 2010. Min investment £3,000. Max investment £1m. Maturity 31 October 2011. Closed issue 16 October 2010.
Combination Bond	Monthly £3,000+ 3.69% Gross p.a. 3.69% AER	-
Combination Bond (Issue 2)	Annual £3,000+ 3.75% Gross p.a. 3.75% AER	-	Launched 18 October 2010. Min investment £3,000. Max investment £1m. Maturity 30 November 2011. Closed issue 11 December 2010.
Combination Bond (Issue 2)	Monthly £3,000+ 3.69% Gross p.a. 3.69% AER	-
Combination Bond (Issue 3)	Annual £3,000+ 3.75% Gross p.a. 3.75% AER	-	Launched 13 December 2010. Min investment £3,000. Max investment £1m. Maturity 31 January 2012. Closed issue 19 February 2011.
Combination Bond (Issue 3)	Monthly £3,000+ 3.69% Gross p.a. 3.75% AER	-
Combination Bond (Issue 4)	Annual £3,000+ 3.75% Gross p.a. 3.75% AER	-	Launched 21 February 2011. Min investment £3,000. Max investment £1m. Maturity 31 March 2012. Closed issue 10 April 2011.
Combination Bond (Issue 4)	Monthly £3,000+ 3.69% Gross p.a. 3.75% AER	-
Combination Bond (Issue 5)	Annual £3,000+ 3.75% Gross p.a. 3.75% AER	-	Launched 11 April 2011. Min investment £3,000. Max investment £1m. Maturity 30 June 2012. Closed issue 4 June 2011.
Combination Bond (Issue 5)	Monthly £3,000+ 3.69% Gross p.a. 3.75% AER	-

Fixed Rate or Notice Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate	Notes
60 Day Notice Account	2.00% Gross p.a. effective from 19 November 2010	A further fixed rate bonus of 1.00% Gross p.a will be made if the conditions for bonus payment are met.The bonus interest payment is only applicable for the first twelve months from account opening and is calculated on the daily balance in the account. Bonus interest will be paid on the first account anniversary providing no more than 4 withdrawals have been made within the first 12 months. The account must not be closed before the anniversary of the account opening. If these conditions are not met, only the standard variable interest rate will apply, currently 2.00% Gross* p.a./AER**. The bonus is payable on the first anniversary of account opening and does not apply in subsequent years.
Base Rate Tracker (Issue 10)	£100 - 0.60% Gross p.a./AER effective from 1 Apr 2009	£100 - 1.10% Gross £100 - 1.11% AER effective from 1 Mar 2009	Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 8 March 2007.
Base Rate Tracker (Issue 11)	£100 - 0.60% Gross p.a./AER effective from 1 Apr 2009	£100 - 1.10% Gross £100 - 1.11% AER effective from 1 Mar 2009	Launched 8 March 2007. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 23January 2009.
Children's Bond (Issue 1)	£50 - 0.60% Gross p.a./AER effective from 1 Apr 2009	£50 - 1.10% gross p.a./AER effective from 1 Mar 2009	Variable rate, min 3 year investment. Matures on child's 18th birthday. Interest paid annually after close of business on 30 September. Closed issue 1 November 2002.
Children's Bond (Issue 2)	£50 - 0.60% Gross p.a./AER effective from 1 Apr 2009	£50 - 1.10% gross p.a./AER effective from 1 Mar 2009	Variable rate, min 3 year investment. Matures on child's 18th birthday. Interest paid annually after close of business on 30 September. Closed issue.
Children's Bond (Issue 3)	£100 - 5.00% Gross p.a./AER effective from 1 Apr 2009		Fixed rate, min 3 year investment. Matures on 31 January 2014. Interest paid annually after close of business on 31 January. Closed issue 16 March 2010.
Fixed Rate Bond (Issue 44)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 15 December 2008. No withdrawals or closure allowed during term. Min investment £100. Max investment £1m. Matures 31 January 2012. Closed issue 15 January 2009.
	Monthly £100 - 3.75% Gross £100 - 3.75% AER
Welcome Bond	Annual £100 - 4.00% Gross p.a./AER	-	Launched 14 April 2009. Min investment £100. Max investment £1m. Matures 31 May 2012. Closed issue 6 July 2009.
	Monthly £100 - 3.93% Gross p.a. £100 - 4.00% AER
Fixed Rate Bond (Issue 51)	Annual £100 - 4.15% Gross p.a./AER effective from 7 Jul 2009	-	Launched 7 July 2009. Min investment £100. Max investment £1m. Matures 31 August 2011. Closed issue 27 August 2009.
	Monthly £100 - 4.07% Gross p.a. £100 - 4.15% AER effective from 7 Jul 2009
Fixed Rate Bond (Issue 52)	Annual £100 - 4.50% Gross p.a./AER effective from 7 Jul 2009	-	Launched 7 July 2009. Min investment £100. Max investment £1m. Matures 31 August 2012. Closed issue 27 August 2009.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER effective from 7 Jul 2009
Fixed Rate Bond (Issue 54)	Annual £100 - 4.15% Gross p.a./AER effective from 28 Aug 2009	-	Launched 28 August 2009. Min investment £100. Max investment £1m. Matures 30 September 2011. Closed issue 24 September 2009.
	Monthly £100 - 4.07% Gross p.a. £100 - 4.15% AER effective from 28 Aug 2009
Fixed Rate Bond (Issue 55)	Annual £100 - 4.50% Gross p.a./AER effective from 28 Aug 2009	-	Launched 28 August 2009. Min investment £100. Max investment £1m. Matures 30 September 2012. Closed issue 2 December 2009.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER effective from 28 Aug 2009
Fixed Rate Bond (Issue 58)	Annual £100 - 4.00% Gross p.a./AER effective from 25 Sep 2009	-	Launched 25 September 2009. Min investment £100. Max investment £1m. Matures 31 October 2011. Closed issue 2 December 2009.
	Monthly £100 - 3.93% Gross p.a. £100 - 3.93% AER effective from 25 Sep 2009
Fixed Rate Bond (Issue 61)	Annual £100 - 4.00% Gross p.a./AER effective from 2 Dec 2009	-	Launched 2 December 2009. Min investment £100. Max investment £1m. Matures 31 January 2012. Closed issue 19 January 2010.
	Monthly £100 - 3.93% Gross p.a. £100 - 3.93% AER effective from 2 Dec 2009
Fixed Rate Bond (Issue 62)	Annual £100 - 4.50% Gross p.a./AER effective from 2 Dec 2009	-	Launched 2 December 2009. Min investment £100. Max investment £1m. Matures 31 January 2014. Closed issue 19 January 2010.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER effective from 2 Dec 2009
Fixed Rate Bond (Issue 63)	Annual £100 - 3.75% Gross p.a. £100 - 3.71% AER effective from 12 Jan 2010	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 30 June 2011. Closed issue 24 February 2010.
	Monthly £100 - 3.65% Gross p.a. £100 - 3.71% AER effective from 12 Jan 2010
Fixed Rate Bond (Issue 65)	Annual £50,000 - 4.00% Gross p.a./AER £25,000 - 3.90% Gross p.a./AER £10,000 - 3.70% Gross p.a./AER £100 - 3.45% Gross p.a./AER effective from 12 Jan 2010	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 29 February 12. Closed issue 17 Match 2010.
	Monthly £50,000 - 3.93% Gross p.a. £50,000 - 4.00% AER £25,000 - 3.83% Gross p.a. £25,000 - 3.90% AER £10,000 - 3.64% Gross p.a. £10,000 - 3.70% AER £100 - 3.40% Gross p.a. £100 - 3.45% AER effective from 12 Jan 2010
Fixed Rate Bond (Issue 66)	Annual £50,000 - 4.50% Gross p.a./AER £25,000 - 4.40% Gross p.a./AER £10,000 - 4.20% Gross p.a./AER £100 - 3.95% Gross p.a./AER effective from 12 Jan 2010	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 28 February 2013. Closed issue 17 March 2010.
	Monthly £50,000 - 4.41% Gross p.a. £50,000 - 4.50% AER £25,000 - 4.31% Gross p.a. £25,000 - 4.40% AER £10,000 - 4.12% Gross p.a. £10,000 - 4.20% AER £100 - 3.88% Gross p.a. £100 - 3.95% AER effective from 12 Jan 2010
Fixed Rate Bond (Issue 67)	Annual £50,000 - 3.75% Gross p.a./AER £25,000 - 3.60% Gross p.a./AER £10,000 - 3.40% Gross p.a./AER £100 - 3.25% Gross p.a./AER	-	Launched 25 February 2010. Min investment £100. Max investment £1m. Matures 21 August 2011. Closed issue 17 March 2010.
	Monthly £50,000 - 3.64% Gross p.a. £50,000 - 3.70% AER £25,000 - 3.50% Gross p.a. £25,000 - 3.56% AER £10,000 - 3.31% Gross p.a. £10,000 - 3.36% AER £100 - 3.17% Gross p.a. £100 - 3.22% AER
Fixed Rate Bond (Issue 69)	Annual £50,000 - 3.50% Gross p.a. £50,000 - 3.46% AER £25,000 - 3.35% Gross p.a. £25,000 - 3.31% AER £10,000 - 3.15% Gross p.a. £10,000 - 3.12% AER £100 - 3.00% Gross p.a. £100 - 2.96% AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 31 October 2011. Closed issue 22 April 2010.
	Monthly £50,000 - 3.41% Gross p.a. £50,000 - 3.46% AER £25,000 - 3.26% Gross p.a. £25,000 - 3.31% AER £10,000 - 3.08% Gross p.a. £10,000 - 3.12% AER £100 - 2.93% Gross p.a. £100 - 2.97% AER
Fixed Rate Bond (Issue 70)	Annual £50,000 - 3.75% Gross p.a./AER £25,000 - 3.65% Gross p.a./AER £10,000 - 3.60% Gross p.a./AER £100 - 3.50% Gross p.a./AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 30 April 2012. Closed issue 13 May 2010
	Monthly £50,000 - 3.69% Gross p.a. £50,000 - 3.75% AER £25,000 - 3.59% Gross p.a. £25,000 - 3.65% AER £10,000 - 3.54% Gross p.a. £10,000 - 3.60% AER £100 - 3.45% Gross p.a. £100 - 3.50% AER
Fixed Rate Bond (Issue 71)	Annual £50,000 - 4.25% Gross p.a./AER £25,000 - 4.15% Gross p.a./AER £10,000 - 4.10% Gross p.a./AER £100 - 4.00% Gross p.a./AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 30 April 2013. Closed issue 13 May 2010
	Monthly £50,000 - 4.17% Gross p.a. £50,000 - 4.25% AER £25,000 - 4.07% Gross p.a. £25,000 - 4.15% AER £10,000 - 4.02% Gross p.a. £10,000 - 4.10% AER £100 - 3.93% Gross p.a. £100 - 4.00% AER
Fixed Rate Bond (Issue 72)	Annual £50,000 - 2.75% Gross p.a./AER £25,000 - 2.65% Gross p.a./AER £10,000 - 2.60% Gross p.a./AER £100 - 2.50% Gross p.a./AER	-	Launched 23 April 2010. Min investment £100. Max investment £1m. Matures 30 June 2011. Closed issue 13 May 2010.
	Monthly £50,000 - 2.72% Gross p.a. £50,000 - 2.75% AER £25,000 - 2.62% Gross p.a. £25,000 - 2.65% AER £10,000 - 2.57% Gross p.a. £10,000 - 2.60% AER £100 - 2.47% Gross p.a. £100 - 2.50% AER
Fixed Rate Bond (Issue 73)	Annual £50,000 - 3.25% Gross p.a. £50,000 - 3.21% AER £25,000 - 3.10% Gross p.a. £25,000 - 3.06% AER £10,000 - 2.90% Gross p.a. £10,000 - 2.87% AER £100 - 2.75% Gross p.a. £100 - 2.72% AER	-	Launched 23 April 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 13 May 2010.
	Monthly £50,000 - 3.16% Gross p.a. £50,000 - 3.21% AER £25,000 - 3.02% Gross p.a. £25,000 - 3.06% AER £10,000 - 2.83% Gross p.a. £10,000 - 2.87% AER £100 - 2.69% Gross p.a. £100 - 2.72% AER
Fixed Rate Bond (Issue 74)	Annual £100 - 2.50% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2011. Closed issue 13 July 2010
	Monthly £100 - 2.47% Gross p.a. £100 - 2.50% AER
Fixed Rate Bond (Issue 75)	Annual £100 - 2.52% Gross p.a. £100 - 2.50% AER £10,000 – 2.78% Gross p.a. £10,000 2.75% AER £25,000 – 3.03% Gross p.a £25,000 3.00% AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 27 May 2010
	Monthly £100 - 2.47% Gross p.a. £100 - 2.50% AER £10,000 – 2.72% Gross p.a. £10,000 2.75% AER £25,000 – 2.96% Gross p.a £25,000 3.00% AER
Fixed Rate Bond (Issue 76)	Annual £100 - 3.40% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2012. Closed issue 27 May 2010.
	Monthly £100 - 3.35% Gross p.a. £100 - 3.40% AER
Fixed Rate Bond (Issue 77)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2013. Closed issue 27 May 2010.
	Monthly £100 - 3.93% Gross p.a. £100 - 4.00% AER
Fixed Rate Bond (Issue 78)	Annual £100 - 2.78% Gross p.a. £100 - 2.75% AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 13 July 2010.
	Monthly £100 - 2.72% Gross p.a. £100 - 2.75% AER
Fixed Rate Bond (Issue 79)	Annual £100 - 3.25% Gross p.a./AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2012. Closed issue 13 July 2010.
	Monthly £100 - 3.20% Gross p.a. £100 - 3.25% AER
Fixed Rate Bond (Issue 80)	Annual £100 - 3.50% Gross p.a./AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2013. Closed issue 13 July 2010.
	Monthly £100 - 3.45% Gross p.a. £100 - 3.50% AER
Fixed Rate Bond (Issue 81)	Annual £100 - 2.75% Gross p.a./AER		Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2011. Closed issue 7 October 2010.
	Monthly £100 - 2.72% Gross £100 - 2.75% AER
Fixed Rate Bond (Issue 82)	Annual £100 - 3.60% Gross p.a./AER		Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2012. Closed issue 7 October 2010.
	Monthly £100 - 3.54% Gross £100 - 3.60% AER
Fixed Rate Bond (Issue 83)	Annual £100 - 4.10% Gross p.a./AER		Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2013. Closed issue 7 October 2010.
	Monthly £1 - 4.03% Gross £1 - 4.10% AER
Fixed Rate Bond (Issue 84)	Annual £100 - 4.15% Gross p.a./AER		Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2014. Closed issue 07 October 2010.
	Monthly £100 - 4.07% Gross £100 - 4.15% AER
Fixed Rate Bond (Issue 85)	Annual £50,000 - 2.75% Gross p.a./AER £25,000 - 2.65% Gross p.a./AER £10,000 - 2.55% Gross p.a./AER £100 - 2.50% Gross p.a./AER		Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2011. Closed issue 11 December 2010.
	Monthly £50,000 - 2.72% Gross p.a. 2.75% AER £25,000 - 2.62% Gross p.a. 2.65% AER £10,000 - 2.52% Gross p.a. 2.55% AER £100 - 2.47% Gross p.a. 2.50% AER
Fixed Rate Bond (Issue 86)	Annual £50,000 - 3.60% Gross p.a./AER £25,000 - 3.50% Gross p.a./AER £10,000 - 3.40% Gross p.a./AER £100 - 3.35% Gross p.a./AER		Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2011. Closed issue 11 December 2010.
	Monthly £50,000 - 3.54% Gross p.a. 3.60% AER £25,000 - 3.45% Gross p.a. 3.50% AER £10,000 - 3.35% Gross p.a. 3.40% AER £100 - 3.30% Gross p.a. 3.35% AER
Fixed Rate Bond (Issue 87)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 - 3.70% Gross p.a./AER		Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2013. Closed issue 11 December 2010.
	Monthly £50,000 - 3.88% Gross p.a. 3.88% AER £25,000 - 3.78% Gross p.a. 3.85% AER £10,000 - 3.69% Gross p.a. 3.75% AER £100 - 3.64% Gross p.a. 3.64% AER
Fixed Rate Bond (Issue 88)	Annual £50,000 - 3.00% Gross p.a./AER £25,000 - 2.90% Gross p.a./AER £10,000 - 2.80% Gross p.a./AER £100 - 2.75% Gross p.a./AER		Launched 13 December 2010. Min investment £100. Max investment £1m. Maturity 31 January 2012. Closed issue 27 January 2011.
	Monthly £50,000 - 2.96% Gross p.a. 3.00% AER £25,000 - 2.86% Gross p.a. 2.90% AER £10,000 - 2.77% Gross p.a. 2.80% AER £100 - 2.72% Gross p.a. 2.75% AER
Fixed Rate Bond (Issue 89)	Annual £50,000 - 3.60% Gross p.a./AER £25,000 - 3.50% Gross p.a./AER £10,000 - 3.40% Gross p.a./AER £100 - 3.35% Gross p.a./AER		Launched 05 January 2011. Min investment £100. Max investment £1m. Maturity 31 January 2013. Closed issue 27 January 2011.
	Monthly £50,000 - 3.54% Gross p.a. 3.60% AER £25,000 - 3.45% Gross p.a. 3.50% AER £10,000 - 3.35% Gross p.a. 3.40% AER £100 - 3.30% Gross p.a. 3.35% AER
Fixed Rate Bond (Issue 90)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 - 3.70% Gross p.a./AER		Launched 13 December 2011. Min investment £100. Max investment £1m. Maturity 31 January 2014. Closed issue 27 January 2012.
	Monthly £50,000 - 3.88% Gross p.a. 3.95% AER £25,000 - 3.78% Gross p.a. 3.85% AER £10,000 - 3.69% Gross p.a. 3.75% AER £100 - 3.64% Gross p.a. 3.70% AER
Fixed Rate Bond (Issue 91)	Annual £50,000 - 3.00% Gross p.a./AER £25,000 - 2.90% Gross p.a./AER £10,000 - 2.80% Gross p.a./AER £100 - 2.75% Gross p.a./AER		Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2012. Closed issue 7 March 2011.
	Monthly £50,000 - 2.96% Gross p.a. 3.00% AER £25,000 - 2.86% Gross p.a. 2.90% AER £10,000 - 2.77% Gross p.a. 2.80% AER £100 - 2.72% Gross p.a. 2.75% AER
Fixed Rate Bond (Issue 92)	Annual £50,000 - 3.70% Gross p.a./AER £25,000 - 3.60% Gross p.a./AER £10,000 - 3.50% Gross p.a./AER £100 - 3.45% Gross p.a./AER		Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2013. Closed issue 7 March 2011.
	Monthly £50,000 - 3.64% Gross p.a. 3.70% AER £25,000 - 3.54% Gross p.a. 3.60% AER £10,000 - 3.45% Gross p.a. 3.50% AER £100 - 3.40% Gross p.a. 3.45% AER
Fixed Rate Bond (Issue 93)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 3.70% Gross p.a./AER		Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2014. Closed issue 7 March 2011.
	Monthly £50,000 - 3.88% Gross p.a. 3.95% AER £25,000 - 3.78% Gross p.a. 3.85% AER £10,000 - 3.69% Gross p.a. 3.75% AER £100 - 3.64% Gross p.a. 3.70% AER
Fixed Rate Bond (Issue 94)	Annual £100 - 3.00% Gross p.a./AER		Launched 8 March 2011. Min investment £100. Max investment £1m. Maturity 30 April 2012. Closed issue 23 March 2011.
	Monthly £100 - Gross 2.96% Gross p.a. 3.00% AER
Fixed Rate Bond (Issue 95)	Annual £100+ - 3.95% Gross p.a. £100+ - 3.95% AER effective from 8 Mar 2011
	Monthly £100+ - 3.88% Gross p.a. £100+ - 3.95% AER effective from 8 Mar 2011
Fixed Rate Bond (Issue 96)	Annual £100+ - 4.15% Gross p.a. £100+ - 4.15% AER effective from 8 Mar 2011
	Monthly £100+ - 4.07% Gross p.a. £100+ - 4.15% AER effective from 8 Mar 2011
Fixed Rate Bond (Issue 97)	Annual £100+ - 3.20% Gross p.a. £100+ - 3.20% AER effective from 24 Mar 2011
	Monthly £100+ - 3.15% Gross p.a. £100+ - 3.20% AER effective from 24 Mar 2011
1 Year Fixed Rate Bond (Issue 98)	Annual £100+ - 3.20% Gross p.a. £100+ - 3.20% AER effective from 26 May 2011
	Monthly £100+ - 3.15% Gross p.a. £100+ - 3.20% AER effective from 26 May 2011
2 Year Fixed Rate Bond (Issue 99)	Annual £100+ - 3.95% Gross p.a. £100+ - 3.95% AER effective from 26 May 2011
	Monthly £100+ - 3.88% Gross p.a. £100+ - 3.95% AER effective from 26 May 2011
3 Year Fixed Rate Bond (Issue 100)	Annual £100+ - 4.15% Gross p.a. £100+ - 4.15% AER effective from 26 May 2011
	Monthly £100+ - 4.07% Gross p.a. £100+ - 4.15% AER effective from 26 May 2011
6 month Fixed Rate Bond (Issue 101)	Annual £100 - £9,999 - 2.50% Gross p.a./2.52% AER £10,000 - £24,999 - 2.55% Gross p.a./2.57% AER £25,000 - £49,999 - 2.65% Gross p.a./2.67% AER £50,000+ - 2.75% Gross p.a./2.77% AER effective from 22 June 2011
	Monthly £100 - £9,999 - 2.49% Gross p.a./2.52% AER £10,000 - £24,999 - 2.54% Gross p.a./2.57% AER £25,000 - £49,999 - 2.64% Gross p.a./2.67% AER £50,000+ - 2.73% Gross p.a./2.77% AER effective from 22 June 2011
1 Year Fixed Rate Bond (Issue 102)	Annual £100 - £9,999 - 3.05% Gross p.a./AER £10,000 - £24,999 - 3.10% Gross p.a./AER £25,000 - £49,999 - 3.20% Gross p.a./AER £50,000+ - 3.30% Gross p.a./AER effective from 22 June 2011
	Monthly £100 - £9,999 - 3.01% Gross p.a./3.05% AER £10,000 - £24,999 - 3.06% Gross p.a./3.10% AER £25,000 - £49,999 - 3.15% Gross p.a./3.20% AER £50,000+ - 3.25% Gross p.a./3.30% AER effective from 22 June 2011
2 Year Fixed Rate Bond (Issue 103)	Annual £100 - £9,999 - 3.35% Gross p.a./AER £10,000 - £24,999 - 3.40% Gross p.a./AER £25,000 - £49,999 - 3.50% Gross p.a./AER £50,000+ - 3.60% Gross p.a./AER effective from 22 June 2011
	Monthly £100 - £9,999 - 3.30% Gross p.a./3.35% AER £10,000 - £24,999 - 3.35% Gross p.a./3.40% AER £25,000 - £49,999 - 3.45% Gross p.a./3.50% AER £50,000+ - 3.55% Gross p.a./3.60% AER effective from 22 June 2011
Fixed Rate Bond (Issue 104)	Annual £100 - £9,999 - 2.50% Gross p.a./2.52% AER fixed £10,000 - £24,999 - 2.55% Gross p.a./2.57% AER fixed £25,000 - £49,999 - 2.65% Gross p.a./2.67% AER fixed £50,000+ - 2.75% Gross p.a./2.77% AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 April 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 3.30% Gross p.a./3.35% AER £100 - £9,999 - 2.49% Gross p.a./2.52% AER fixed £10,000 - £24,999 - 2.54% Gross p.a./2.57% AER fixed £25,000 - £49,999 - 2.64% Gross p.a./2.67% AER fixed £50,000+ - 2.73% Gross p.a./2.77% AER fixed
Fixed Rate Bond (Issue 105)	Annual £100 - £9,999 - 2.85% Gross p.a./AER fixed £10,000 - £24,999 - 2.90% Gross p.a./AER fixed £25,000 - £49,999 - 3.00% Gross p.a./AER fixed £50,000+ - 3.10% Gross p.a./AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 2.80% Gross p.a./2.84% AER fixed £10,000 - £24,999 - 2.85% Gross p.a./2.89% AER fixed £25,000 - £49,999 - 2.95% Gross p.a./2.99% AER fixed £50,000+ - 3.05% Gross p.a./3.09% AER fixed
Fixed Rate Bond (Issue 106)	Annual £100 - £9,999 - 3.25% Gross p.a./AER fixed £10,000 - £24,999 - 3.30% Gross p.a./AER fixed £25,000 - £49,999 - 3.40% Gross p.a./AER fixed £50,000+ - 3.50% Gross p.a./AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 3.15% Gross p.a./3.20% AER fixed £10,000 - £24,999 - 3.20% Gross p.a./3.25% AER fixed £25,000 - £49,999 - 3.30% Gross p.a./3.35% AER fixed £50,000+ - 3.40% Gross p.a./3.45% AER fixed
Fixed Rate Bond (Issue 107)	Annual 3.02% AER 3.00% gross p.a.		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 30 April 2012. Closed issue 21 November 2011.
	Monthly 2.97% AER 2.95% gross p.a.
Fixed Rate Bond (Issue 108)	Annual 3.55% Gross p.a./AER		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 31 December 2012. Closed issue 21 November 2011.
	Monthly 3.50% AER 3.45% gross p.a.
Fixed Rate Bond (Issue 109)	Annual 3.75% Gross p.a./AER		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 31 December 2013. Closed issue 21 November 2011.
	Monthly 3.71% AER 3.65% gross p.a.
Loyalty Bond (Issue 1)	Annual £100+ 3.90% Gross p.a./AER 3.12% Net p.a.		Launched 03 January 2012. Min investment £100. Max investment £5,000 for sole account (£10,000 for joint accounts). Matures 31 July 2013. Closed issue 25 January 2012.
	Monthly £100+ 3.87% AER 3.80% Gross p.a. 3.04% Net p.a.
Guaranteed 30	Annual £1 - 1.10% Gross p.a./AER effective from 1 Apr 2009	Annual £1 - 1.60% effective from 1 Mar 2009	Launched 21 November 2007. Variable rate 30 day notice account. Min investment £1. Max investment £1m. Closed issue 21 December 2007.
	Monthly £1 - 0.90% Gross £1 - 0.90% AER effective from 1 Apr 2009	Monthly £1 - 1.40% Gross £1 - 1.41% AER effective from 1 Mar 2009
Premium Loyalty	Annual £50,000 - 0.50% Gross p.a./AER £100 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Annual £50,000 - 1.00% £5,000 - 0.40% £100 - 0.10% effective from 1 Mar 2009	30 day notice. Variable rate. Interest paid annually after close of business on 30 September. Exclusively for customers who previously held a Premium Plus 2 or Premium Plus 3 account. Launched 23 May 2008. Closed 23 May 2008.
	Monthly Gross p.a./AER £50,000 - 0.25%/0.25% £100 - 0.10%/0.10% effective from 1 Apr 2009	Monthly Gross p.a./AER £50,000 - 0.75%/0.75% £5,000 - 0.15%/0.15% £100 - 0.10%/0.10% effective from 1 Mar 2009
Premium Share	Annual £500 - 0.10% effective from 1 Feb 2009	Annual £50,000 - 0.50% £500 - 0.10% effective from 1 Jan 2009	30 day notice. Variable rate. Interest paid annually after close of business on 30 September. Closed 23 January 2009.
	Monthly Gross p.a./AER £500 - 0.10%/0.10% effective from 1 Apr 2009	Monthly Gross p.a./AER £50,000 - 0.50%/0.50% £500 - 0.10%/0.10% effective from 1 Mar 2009

Instant Access

Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Deposits

£25,000 - 0.10%

effective from 1 Jan 2009

£25,000 - 0.50%

effective from 1 Dec 2008

Variable Rate. Interest paid annually. The minimum balance is £1.

Telephone Operated

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate	Notes
Direct Base Rate Tracker (Issue 10)	£100 - 0.60% Gross £100 - 0.60% AER effective from 1 Apr 2009	£100 - 1.10% Gross £100 - 1.11% AER effective from 1 Mar 2009	Launched 6 Jul 2006. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 8 March 2007.
Direct Base Rate Tracker (Issue 11)	£100 - 0.60% Gross £100 - 0.60% AER effective from 1 Apr 2009	£100 - 1.10% Gross £100 - 1.11% AER effective from 1 Mar 2009	Launched 8 Mar 2007. 30 day notice account. Gross monthly interest at B of E base rate + 0.10%. Min. investment £100. Max. investment £1m. Closed issue 23 January 2009.
Direct Fixed Rate Bond (Issue 44)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 15 December 2008. No withdrawals or closure allowed during term. Min investment £1m. Matures 31 January 2012. Closed issue 15 January 2009.
	Monthly £100 - 3.75% Gross £100 - 3.82% AER
Direct Fixed Rate Bond (Issue 49)	Annual £100 - 3.75% Gross p.a./AER	-	Launched 14 May 2009. Min investment £100. Max investment £1m. Matures 30 June 2011. Closed issue 2 July 2009.
	Monthly £100 - 3.69% Gross p.a. £100 - 3.75% AER
Direct Welcome Bond	Annual £100 - 4.00% Gross p.a./AER	-	Launched 14 April 2009. Min investment £100. Max investment £1m. Matures 31 May 2012. Closed issue 6 July 2009.
	Monthly £100 - 3.93% Gross p.a. £100 - 4.00% AER
Direct Fixed Rate Bond (Issue 51)	Annual £100 - 4.15% Gross p.a./AER effective from 7 Jul 2009	-	Launched 7 July 2009. Min investment £100. Max investment £1m. Matures 31 August 2011. Closed issue 27 August 2009.
	Monthly £100 - 4.07% Gross p.a. £100 - 4.15% AER
Direct Fixed Rate Bond (Issue 52)	Annual £100 - 4.50% Gross p.a./AER	-	Launched 7 July 2009. Min investment £100. Max investment £1m. Matures 31 August 2012. Closed issue 27 August 2009.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER
Direct Fixed Rate Bond (Issue 54)	Annual £100 - 4.15% Gross p.a./AER	-	Launched 28 August 2009. Min investment £100. Max investment £1m. Matures 30 September 2011. Closed issue 24 September 2009.
	Monthly £100 - 4.07% Gross p.a. £100 - 4.15% AER
Direct Fixed Rate Bond (Issue 55)	Annual £100 - 4.50% Gross p.a./AER	-	Launched 28 August 2009. Min investment £100. Max investment £1m. Matures 30 September 2013. Closed issue 2 December 2009.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER
Direct Fixed Rate Bond (Issue 58)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 25 September 2009. Min investment £100. Max investment £1m. Matures 31 October 2011. Closed issue 2 December 2009.
	Monthly £100 - 3.93% Gross p.a. £100 - 3.93% AER
Direct Fixed Rate Bond (Issue 61)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 2 December 2009. Min investment £100. Max investment £1m. Matures 31 January 2012. Closed issue 19 January 2010.
	Monthly £100 - 3.93% Gross p.a. £100 - 4.00% AER
Direct Fixed Rate Bond (Issue 62)	Annual £100 - 4.50% Gross p.a./AER	-	Launched 2 December 2009. Min investment £100. Max investment £1m. Matures 31 January 2014. Closed issue 19 January 2010.
	Monthly £100 - 4.41% Gross p.a. £100 - 4.50% AER
Direct Fixed Rate Bond (Issue 63)	Annual £100 - 3.75% Gross p.a. £100 - 3.71% AER	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 30 June 2011. Closed issue 24 February 2010.
	Monthly £100 - 3.65% Gross p.a. £100 - 3.71% AER
Direct Fixed Rate Bond (Issue 65)	Annual £50,000 - 4.00% Gross p.a./AER £25,000 - 3.90% Gross p.a./AER £10,000 - 3.70% Gross p.a./AER £100 - 3.45% Gross p.a./AER	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 29 February 2012. Closed issue 17 March 2010.
	Monthly £50,000 - 3.93% Gross p.a. £50,000 - 4.00% AER £25,000 - 3.83% Gross p.a. £25,000 - 3.90% AER £10,000 - 3.64% Gross p.a. £10,000 - 3.70% AER £100 - 3.40% Gross p.a. £100 - 3.45% AER
Direct Fixed Rate Bond (Issue 66)	Annual £50,000 - 4.50% Gross p.a./AER £25,000 - 4.40% Gross p.a./AER £10,000 - 4.20% Gross p.a./AER £100 - 3.95% Gross p.a./AER	-	Launched 12 January 2010. Min investment £100. Max investment £1m. Matures 28 February 2013. Closed issue 17 March 2010.
	Monthly £50,000 - 4.41% Gross p.a. £50,000 - 4.50% AER £25,000 - 4.31% Gross p.a. £25,000 - 4.40% AER £10,000 - 4.12% Gross p.a. £10,000 - 4.20% AER £100 - 3.88% Gross p.a. £100 - 3.95% AER
Direct Fixed Rate Bond (Issue 67)	Annual £50,000 - 3.75% Gross p.a. £50,000 - 3.70% AER £25,000 - 3.60% Gross p.a. £25,000 - 3.56% AER £10,000 - 3.40% Gross p.a. £10,000 - 3.36% AER £100 - 3.25% Gross p.a. £100 - 3.22% AER	-	Launched 25 February 2010. Min investment £100. Max investment £1m. Matures 31 August 2011. Closed issue 17 March 2010.
	Monthly £50,000 - 3.64% Gross p.a. £50,000 - 3.70% AER £25,000 - 3.50% Gross p.a. £25,000 - 3.56% AER £10,000 - 3.31% Gross p.a. £10,000 - 3.36% AER £100 - 3.17% Gross p.a. £100 - 3.22% AER
Direct Fixed Rate Bond (Issue 69)	Annual £50,000 - 3.50% Gross p.a. £50,000 - 3.46% AER £25,000 - 3.35% Gross p.a. £25,000 - 3.31% AER £10,000 - 3.15% Gross p.a. £10,000 - 3.12% AER £100 - 3.00% Gross p.a. £100 - 2.97% AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 31 October 2011. Closed issue 22 April 2010.
	Monthly £50,000 - 3.41% Gross p.a. £50,000 - 3.46% AER £25,000 - 3.26% Gross p.a. £25,000 - 3.31% AER £10,000 - 3.08% Gross p.a. £10,000 - 3.12% AER £100 - 2.93% Gross p.a. £100 - 2.97% AER
Direct Fixed Rate Bond (Issue 70)	Annual £50,000 - 3.75% Gross p.a./AER £25,000 - 3.65% Gross p.a./AER £10,000 - 3.60% Gross p.a./AER £100 - 3.50% Gross p.a./AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 30 April 2012. 13 May 2010
	Monthly £50,000 - 3.69% Gross p.a. £50,000 - 3.75% AER £25,000 - 3.59% Gross p.a. £25,000 - 3.65% AER £10,000 - 3.54% Gross p.a. £10,000 - 3.60% AER £100 - 3.45% Gross p.a. £100 - 3.50% AER
Direct Fixed Rate Bond (Issue 71)	Annual £50,000 - 4.25% Gross p.a./AER £25,000 - 4.15% Gross p.a./AER £10,000 - 4.10% Gross p.a./AER £100 - 4.00% Gross p.a./AER	-	Launched 18 March 2010. Min investment £100. Max investment £1m. Matures 30 April 2013. 13 May 2010
	Monthly £50,000 - 4.17% Gross p.a. £50,000 - 4.25% AER £25,000 - 4.07% Gross p.a. £25,000 - 4.15% AER £10,000 - 4.02% Gross p.a. £10,000 - 4.10% AER £100 - 3.93% Gross p.a. £100 - 4.00% AER
Direct Fixed Rate Bond (Issue 72)	Annual £50,000 - 2.75% Gross p.a./AER £25,000 - 2.65% Gross p.a./AER £10,000 - 2.60% Gross p.a./AER £100 - 2.50% Gross p.a./AER	-	Launched 23 April 2010. Min investment £100. Max investment £1m. Matures 30 June 2011. Closed issue 13 May 2010.
	Monthly £50,000 - 2.72% Gross p.a. £50,000 - 2.75% AER £25,000 - 2.62% Gross p.a. £25,000 - 2.65% AER £10,000 - 2.57% Gross p.a. £10,000 - 2.60% AER £100 - 2.47% Gross p.a. £100 - 2.50% AER
Direct Fixed Rate Bond (Issue 73)	Annual £50,000 - 3.25% Gross p.a. £50,000 - 3.21% AER £25,000 - 3.10% Gross p.a. £25,000 - 3.06% AER £10,000 - 2.90% Gross p.a. £10,000 - 2.87% AER £100 - 2.75% Gross p.a. £100 - 2.72% AER	-	Launched 23 April 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 13 May 2010.
	Monthly £50,000 - 3.16% Gross p.a. £50,000 - 3.21% AER £25,000 - 3.02% Gross p.a. £25,000 - 3.06% AER £10,000 - 2.83% Gross p.a. £10,000 - 2.87% AER £100 - 2.69% Gross p.a. £100 - 2.72% AER
Direct Fixed Rate Bond (Issue 74)	Annual £100 - 2.50% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2011. 13 July 2010
	Monthly £100 - 2.47% Gross p.a. £100 - 2.50% AER
Direct Fixed Rate Bond (Issue 75)	Annual £100 - 2.52% Gross p.a. £100 - 2.50% AER £10,000- 2.78% Gross p.a. £10,000 – 2.75% AER £25,000 – 3.03% Gross p.a. £25,000 3.00% AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 27 May 2010.
	Monthly £100 - 2.47% Gross p.a. £100 - 2.50% AER £10,000- 2.72% Gross p.a. £10,000 – 2.75% AER £25,000 – 2.96% Gross p.a. £25,000 3.00% AER
Direct Fixed Rate Bond (Issue 76)	Annual £100 - 3.40% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2012. Closed issue 27 May 2010.
	Monthly £100 - 3.35% Gross p.a. £100 - 3.40% AER
Direct Fixed Rate Bond (Issue 77)	Annual £100 - 4.00% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2012. Closed issue 27 May 2010.
	Monthly £100 - 3.93% Gross p.a. £100 - 4.00% AER
Direct Fixed Rate Bond (Issue 78)	Annual £100 - 2.78% Gross p.a. £100 - 2.75% AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 30 November 2011. Closed issue 13 July 2010.
	Monthly £100 - 2.72% Gross p.a. £100 - 2.75% AER
Direct Fixed Rate Bond (Issue 79)	Annual £100 - 3.25% Gross p.a./AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2012. Closed issue 13 July 2010
	Monthly £100 - 3.20% Gross p.a. £100 - 3.25% AER
Direct Fixed Rate Bond (Issue 80)	Annual £100 - 3.50% Gross p.a./AER	-	Launched 28 May 2010. Min investment £100. Max investment £1m. Matures 31 July 2013. Closed issue 13 July 2010.
	Monthly £100 - 3.45% Gross p.a. £100 - 3.50% AER
Direct Fixed Rate Bond (Issue 81)	Annual £100 - 2.75% Gross p.a/AER.	-	Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2011. Closed issue 7 October 2010.
	Monthly £100 - 2.72% Gross p.a. £100 - 2.75% AER
Direct Fixed Rate Bond (Issue 82)	Annual £100 - 3.60% Gross p.a/ AER	-	Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2012. Closed issue 07 October 2010.
	Monthly £100 - 3.54% Gross p.a. £100 - 3.60% AER
Direct Fixed Rate Bond (Issue 83)	Annual £100 - 4.10% Gross p.a/AER	-	Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2013. Closed issue 07 October 2010.
	Monthly £100 - 4.03% Gross p.a. £100 - 4.10% AER
Direct Fixed Rate Bond (Issue 84)	Annual £100 - 4.15% Gross p.a/AER	-	Launched 14 July 2010. Min investment £100. Max investment £1m. Matures 31 August 2014. Closed issue 07 October 2010.
	Monthly £100 - 4.07% Gross £100 -4.15% AER
Direct Fixed Rate Bond (Issue 85)	Annual £50,000 - 2.75% Gross p.a./AER £25,000 - 2.65% Gross p.a./AER £10,000 - 2.55% Gross p.a./AER £100 - 2.50% Gross p.a./AER	-	Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2011. Closed issue 11 December 2010.
	Monthly £50,000 - 2.72% Gross p.a. 2.75% AER £25,000 - £50,000 - 2.62% Gross p.a. 2.65% AER £10,000- £25,000 - 2.52% Gross p.a. 2.55% AER £100 - £10,000 - 2.47% Gross p.a. 2.50% AER
Direct Fixed Rate Bond (Issue 86)	Annual £50,000 - 3.60% Gross p.a./AER £25,000 - 3.50% Gross p.a./AER £10,000 - 3.40% Gross p.a./AER £100 - 3.35% Gross p.a./AER	-	Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2013. Closed issue 11 December 2010.
	Monthly £50,000 - 3.54% Gross p.a. 3.60% AER £25,000 - £50,000 - 3.45% Gross p.a. 3.50% AER £10,000- £25,000 - 3.35% Gross p.a. 3.40% AER £100 - £10,000 - 3.30% Gross p.a. 3.35% AER
Direct Fixed Rate Bond (Issue 87)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 - 3.70% Gross p.a./AER	-	Launched 8 October 2010. Min investment £100. Max investment £1m. Maturity 30 November 2013. Closed issue 11 December 2010.
	Monthly £50,000 - 3.88% Gross p.a. 3.88% AER £25,000 - £50,000 - 3.78% Gross p.a. 3.85% AER £10,000- £25,000 - 3.69% Gross p.a. 3.75% AER £100 - £10,000 - 3.64% Gross p.a. 3.70% AER
Direct Fixed Rate Bond (Issue 88)	Annual £50,000 - 3.00% Gross p.a./AER £25,000 - 2.90% Gross p.a./AER £10,000 - 2.80% Gross p.a./AER £100 - 2.75% Gross p.a./AER	-	Launched 13 December 2010. Min investment £100. Max investment £1m. Maturity 31 January 2012. Closed issue 27 January 2011.
	Monthly £50,000 - 2.96% Gross p.a. 3.00% AER £25,000 - £50,000 - 2.86% Gross p.a. 2.90% AER £10,000- £25,000 - 2.77% Gross p.a. 2.80% AER £100 - £10,000 - 2.72% Gross p.a. 2.75% AER
Direct Fixed Rate Bond (Issue 89)	Annual £50,000 - 3.60% Gross p.a./AER £25,000 - 3.50% Gross p.a./AER £10,000 - 3.40% Gross p.a./AER £100 - 3.35% Gross p.a./AER	-	Launched 05 January 2011. Min investment £100. Max investment £1m. Maturity 31 January 2013. Closed issue 27 January 2011.
	Monthly £50,000 - 3.54% Gross p.a. 3.60% AER £25,000 - £50,000 - 3.45% Gross p.a. 3.50% AER £10,000- £25,000 - 3.35% Gross p.a. 3.40% AER £100 - £10,000 - 3.30% Gross p.a. 3.35% AER
Direct Fixed Rate Bond (Issue 90)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 - 3.70% Gross p.a./AER	-	Launched 13 December 2011. Min investment £100. Max investment £1m. Maturity 31 January 2014. Closed issue 27 January 2012.
	Monthly £50,000 - 3.88% Gross p.a. 3.95% AER £25,000 - £50,000 - 3.78% Gross p.a. 3.85% AER £10,000- £25,000 - 3.69% Gross p.a. 3.75% AER £100 - £10,000 - 3.64% Gross p.a. 3.70% AER
Direct Fixed Rate Bond (Issue 91)	Annual £50,000 - 3.00% Gross p.a./AER £25,000 - 2.90% Gross p.a./AER £10,000 - 2.80% Gross p.a./AER £100 - 2.75% Gross p.a./AER	-	Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2012. Closed issue 7 March 2011.
	Monthly £50,000 - 2.96% Gross p.a. 3.00% AER £25,000 - £50,000 - 2.86% Gross p.a. 2.90% AER £10,000- £25,000 - 2.77% Gross p.a. 2.80% AER £100 - £10,000 - 2.72% Gross p.a. 2.75% AER
Direct Fixed Rate Bond (Issue 92)	Annual £50,000 - 3.70% Gross p.a./AER £25,000 - 3.60% Gross p.a./AER £10,000 - 3.50% Gross p.a./AER £100 - 3.45% Gross p.a./AER	-	Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2013. Closed issue 7 March 2011.
	Monthly £50,000 - 3.64% Gross p.a. 3.70% AER £25,000 - £50,000 - 3.54% Gross p.a. 3.60% AER £10,000- £25,000 - 3.45% Gross p.a. 3.50% AER £100 - £10,000 - 3.40% Gross p.a. 3.45% AER
Direct Fixed Rate Bond (Issue 93)	Annual £50,000 - 3.95% Gross p.a./AER £25,000 - 3.85% Gross p.a./AER £10,000 - 3.75% Gross p.a./AER £100 - 3.70% Gross p.a./AER	-	Launched 28 January 2011. Min investment £100. Max investment £1m. Maturity 31 March 2014. Closed issue 7 March 2011.
	Monthly £50,000 - 3.88% Gross p.a. 3.95% AER £25,000 - £50,000 - 3.78% Gross p.a. 3.85% AER £10,000- £25,000 - 3.69% Gross p.a. 3.75% AER £100 - £10,000 - 3.64% Gross p.a. 3.70% AER
Direct Fixed Rate Bond (Issue 94)	Annual £100+ 3.00% Gross p.a./AER	-	Launched 8 March 2011. Min investment £100. Max investment £1m. Maturity 30 April 2012. Closed issue 23 March 2011.
	Monthly £100+ 2.96% Gross p.a. £3.00% AER
Direct Fixed Rate Bond (Issue 95)	Annual £100+ - 3.95% Gross p.a. £100+ - 3.95% AER Effective from 8 Mar 2011	-
	Monthly £100+ - 3.88% Gross p.a. £100+ - 3.95% AER effective from 8 Mar 2011
Direct Fixed Rate Bond (Issue 96)	Annual £100+ - 4.15% Gross p.a. £100+ - 4.15% AER Effective from 8 Mar 2011	-
	Monthly £100+ - 4.07% Gross p.a. £100+ - 4.15% AER effective from 8 Mar 2011
Direct Fixed Rate Bond (Issue 97)	Annual £100+ - 3.20% Gross p.a. £100+ - 3.20% AER Effective from 24 Mar 2011	-
	Monthly £100+ - 3.15% Gross p.a. £100+ - 3.20% AER effective from 24 Mar 2011
Direct Fixed Rate Bond (Issue 98)	Annual £100+ - 3.20% Gross p.a. £100+ - 3.20% AER effective from 26 May 2011	-
	Monthly £100+ - 3.15% Gross p.a. £100+ - 3.20% AER effective from 26 May 2011
Direct Fixed Rate Bond (Issue 99)	Annual £100+ - 3.95% Gross p.a. £100+ - 3.95% AER effective from 26 May 2011	-
	Monthly £100+ - 3.88% Gross p.a. £100+ - 3.95% AER effective from 26 May 2011
Direct Fixed Rate Bond (Issue 100)	Annual £100+ - 4.15% Gross p.a. £100+ - 4.15% AER effective from 26 May 2011	-
	Monthly £100+ - 4.07% Gross p.a. £100+ - 4.15% AER effective from 26 May 2011
Direct Fixed Rate Bond (Issue 101)	Annual £100 - £9,999 - 2.50% Gross p.a./2.52% AER £10,000 - £24,999 - 2.55% Gross p.a./2.57% AER £25,000 - £49,999 - 2.65% Gross p.a./2.67% AER £50,000+ - 2.75% Gross p.a./2.77% AER effective from 22 June 2011
	Monthly £100 - £9,999 - 2.49% Gross p.a./2.52% AER £10,000 - £24,999 - 2.54% Gross p.a./2.57% AER £25,000 - £49,999 - 2.64% Gross p.a./2.67% AER £50,000+ - 2.73% Gross p.a./2.77% AER effective from 22 June 2011
Direct Fixed Rate Bond (Issue 102)	Annual £100 - £9,999 - 3.05% Gross p.a./AER £10,000 - £24,999 - 3.10% Gross p.a./AER £25,000 - £49,999 - 3.20% Gross p.a./AER £50,000+ - 3.30% Gross p.a./AER effective from 22 June 2011
	Monthly £100 - £9,999 - 3.01% Gross p.a./3.05% AER £10,000 - £24,999 - 3.06% Gross p.a./3.10% AER £25,000 - £49,999 - 3.15% Gross p.a./3.20% AER £50,000+ - 3.25% Gross p.a./3.30% AER effective from 22 June 2011
Direct Fixed Rate Bond (Issue 103)	Annual £100 - £9,999 - 3.35% Gross p.a./AER £10,000 - £24,999 - 3.40% Gross p.a./AER £25,000 - £49,999 - 3.50% Gross p.a./AER £50,000+ - 3.60% Gross p.a./AER effective from 22 June 2011
	Monthly £100 - £9,999 - 3.30% Gross p.a./3.35% AER £10,000 - £24,999 - 3.35% Gross p.a./3.40% AER £25,000 - £49,999 - 3.45% Gross p.a./3.50% AER £50,000+ - 3.55% Gross p.a./3.60% AER effective from 22 June 2011
Direct Fixed Rate Bond (Issue 104)	Annual £100 - £9,999 - 2.50% Gross p.a./2.52% AER fixed £10,000 - £24,999 - 2.55% Gross p.a./2.57% AER fixed £25,000 - £49,999 - 2.65% Gross p.a./2.67% AER fixed £50,000+ - 2.75% Gross p.a./2.77% AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 April 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 3.30% Gross p.a./3.35% AER £100 - £9,999 - 2.49% Gross p.a./2.52% AER fixed £10,000 - £24,999 - 2.54% Gross p.a./2.57% AER fixed £25,000 - £49,999 - 2.64% Gross p.a./2.67% AER fixed £50,000+ - 2.73% Gross p.a./2.77% AER fixed
Direct Fixed Rate Bond (Issue 105)	Annual £100 - £9,999 - 2.85% Gross p.a./AER fixed £10,000 - £24,999 - 2.90% Gross p.a./AER fixed £25,000 - £49,999 - 3.00% Gross p.a./AER fixed £50,000+ - 3.10% Gross p.a./AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 2.80% Gross p.a./2.84% AER fixed £10,000 - £24,999 - 2.85% Gross p.a./2.89% AER fixed £25,000 - £49,999 - 2.95% Gross p.a./2.99% AER fixed £50,000+ - 3.05% Gross p.a./3.09% AER fixed
Direct Fixed Rate Bond (Issue 106)	Annual £100 - £9,999 - 3.25% Gross p.a./AER fixed £10,000 - £24,999 - 3.30% Gross p.a./AER fixed £25,000 - £49,999 - 3.40% Gross p.a./AER fixed £50,000+ - 3.50% Gross p.a./AER fixed		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011.
	Monthly £100 - £9,999 - 3.15% Gross p.a./3.20% AER fixed £10,000 - £24,999 - 3.20% Gross p.a./3.25% AER fixed £25,000 - £49,999 - 3.30% Gross p.a./3.35% AER fixed £50,000+ - 3.40% Gross p.a./3.45% AER fixed
Direct Fixed Rate Bond (Issue 107)	Annual 3.02% AER 3.00% gross p.a.		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 30 April 2012. Closed issue 21 November 2011.
	Monthly 2.97% AER 2.95% gross p.a.
Direct Fixed Rate Bond (Issue 108)	Annual 3.55% Gross p.a./AER		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 31 December 2012. Closed issue 21 November 2011.
	Monthly 3.50% AER 3.45% gross p.a.
Direct Fixed Rate Bond (Issue 109)	Annual 3.75% Gross p.a./AER		Launched 03 October 2011. Min investment £100. Max investment £1m. Matures 31 December 2013. Closed issue 21 November 2011.
	Monthly 3.71% AER 3.65% gross p.a.
Direct Loyalty Bond (Issue 1)	Annual £100+ 3.90% Gross p.a./AER 3.12% Net p.a.		Launched 03 January 2012. Min investment £100. Max investment £5,000 for sole account (£10,000 for joint accounts). Matures 31 July 2013. Closed issue 25 January 2012.
	Monthly £100+ 3.87% AER 3.80% Gross p.a. 3.04% Net p.a.
Direct 90 Day Notice Account	Annual £100 - 2.50% Gross p.a. £100 - 2.50% AER effective from 1 Apr 2009	Annual £100 - 3.00% Gross £100 - 3.00% AER effective from 23 Jan 2009	Launched 23 January 2009. Variable rate. Interest paid annually. Closed issue 25 October 2010.
	Monthly £100 - 2.25% Gross p.a. £100 - 2.27% AER effective from 1 Apr 2009	Monthly £100 - 2.75% Gross £100 - 2.78% AER effective from 1 Mar 2009
Direct 60 Day Notice Account	2.00%Gross p.a. effective from 19 November 2010	A further fixed rate bonus of 1.00% Gross p.a will be made if the conditions for bonus payment are met.The bonus interest payment is only applicable for the first twelve months from account opening and is calculated on the daily balance in the account. Bonus interest will be paid on the first account anniversary providing no more than 4 withdrawals have been made within the first 12 months. The account must not be closed before the anniversary of the account opening. If these conditions are not met, only the standard variable interest rate will apply, currently 2.00% Gross* p.a./AER**. The bonus is payable on the first anniversary of account opening and does not apply in subsequent years.	Launched 26 October 2010. Matures 26 October 2010 Closed issue 06 April 2011.
Direct Guaranteed 30	Annual £100 - 1.10% Gross p.a./AER effective from 1 Apr 2009	Annual £100 - 1.60% Gross p.a./AER effective from 1 Mar 2009	Launched 21 November 2007. 30 day notice account. Min investment £100. Max investment £1m. Closed issue 21 December 2007.
	Monthly £100 - 0.90% Gross p.a. £100 - 0.90% AER effective from 1 Apr 2009	Monthly £100 - 1.40% Gross p.a. £100 - 1.41% AER effective from 1 Mar 2009
Direct Guaranteed 30 Cash ISA	Annual £100 - 1.10% Gross p.a./AER effective from 1 Apr 2009	Annual £100 - 1.60% Gross p.a./AER effective from 1 Mar 2009	Launched 7 April 2008. Interest is variable and can change at any time however, your rate is guaranteed to pay at least Bank of England Base Rate until 30 June 2010. Closed issue 24 June 2008.
	Monthly £100 - 0.90% Gross p.a. £100 - 0.90% AER effective from 1 Apr 2009	Monthly £100 - 1.40% Gross p.a. £100 - 1.41% AER effective from 1 Mar 2009
Direct Cash ISA	£3,000 - 0.50% Gross p.a./AER £1,000 - 0.10% Gross p.a./AER £100 - 0.10% Gross p.a./AER effective from 1 Apr 2009	£3,000 - 1.00% Gross p.a./AER £1,000 - 0.15% Gross p.a./AER £100 - 0.15% Gross p.a./AER effective from 1 Mar 2009	Telephone operated no-notice Cash ISA. Interest paid after close of business on 5 April. Closed issue 31 August 2001.
Direct Cash ISA - (Issue 2)	£3,000 - 0.25% Gross p.a./AER £1,000 - 0.10% Gross p.a./AER £100 - 0.10% Gross p.a./AER effective from 1 Apr 2009	£3,000 - 0.75% Gross p.a./AER £1,000 - 0.15% Gross p.a./AER £100 - 0.15% Gross p.a./AER effective from 1 Mar 2009	Telephone operated no-notice Cash ISA. Interest paid after close of business on 5 April. Issue 2 launched 1 September 2001. Closed issue 17 September 2002.
Direct Base Rate Tracker Cash ISA (Issue 2)	£1 - 0.65% Gross p.a./AER effective from 1 Apr 2009	£1 - 1.15% Gross p.a./AER effective from 1 Mar 2009	Launched 8 February 2007. Matures 30 June 2012. Closed issue 25 February 2009.
Direct Fixed Rate Cash ISA (Issue 14)	£100 - 3.75% Gross p.a./AER	-	Launched 9 February 2009. The minimum investment is £3,600 per tax year. Matures 31 October 2011. Closed issue 23 February 2009.
Direct Fixed Rate Cash ISA (Issue 15)	£3,600 - 2.80% Gross p.a./AER	-	Launched 3 March 2009. The minimum balance is £100. Matures 31 May 2010. Closed issue 28 July 2009.
Direct Fixed Rate Cash ISA (Issue 16)	£100 - 3.00% Gross p.a./AER	-	Launched 03 March 2009. Matures 30 Nov 2011. Closed issue 13 March 2010.
Direct Fixed Rate Cash ISA (Issue 18)	£100 - 3.00% Gross p.a./AER	-	Launched 15 March 2010. Matures 30 April 2011. Closed issue 06 May 2010.
Direct Fixed Rate Cash ISA (Issue 19)	£100 - 3.25% Gross p.a./AER	-	Launched 15 March 2010. Matures 30 April 2012. Closed issue 06 May 2010.
Direct Fixed Rate Cash ISA (Issue 20)	£100 - 2.75% Gross p.a./AER	-	Launched 07 May 2010. Matures 30 June 2011. Closed issue 13 May 2010.
Direct Fixed Rate Cash ISA (Issue 21)	£100 - 2.50% Gross p.a./AER	-	Launched 14 May 2010. Matures 31 July 2011. Closed issue 10 July 2010.
Direct Fixed Rate Cash ISA (Issue 22)	£100 - 4.15% Gross p.a./AER	-	Launched 12 July 2010. Matures 31 August 2014. Closed issue 13 November 2010.
Direct Fixed Rate Cash ISA (Issue 23)	£100 - 4.15% Gross p.a./AER	-	Launched 15 November 2010. Maturity 31 January 2015. Closed issue 11 December 2010.
Direct Fixed Rate Cash ISA (Issue 24)	£100 - 3.00% Gross p.a./AER	-	Launched 13 December 2010. Matures 31 January 2012. Closed issue 27 January 2011.
Direct Fixed Rate Cash ISA (Issue 25)	£100 - 4.00% Gross p.a./AER	-	Launched 13 December 2010. Matures 31 January 2015. Closed issue 12 February 2011.
Direct Fixed Rate Cash ISA (Issue 26)	£100 - 3.00% Gross p.a./AER	-	Launched 28 January 2011. Matures 31 March 2012. Closed issue 7 March 2011.
Direct Fixed Rate Cash ISA (Issue 27)	£100 - 4.00% Gross p.a./AER	-	Launched 14 February 2011. Matures 31 March 2015. Closed issue 7 March 2011.
Direct 1 Year Fixed Rate Cash ISA (Issue 28)	£100+ - 3.00% Gross/AER effective from 8 Mar 2011	n/a
Direct 4 Year Fixed Rate Cash ISA (Issue 29)	£100 - 4.40% Gross/AER effective from 8 Mar 2011	n/a
Direct 1 Year Fixed Rate Cash ISA (Issue 31)	£100+ - 3.20% AER tax-free effective from 26 May 2011	n/a
Direct 4 Year Fixed Rate Cash ISA (Issue 32)	£100 - 4.40% AER tax-free effective from 26 May 2011	n/a
Direct Fixed Rate ISA Issue 33	£100+ - 3.30% AER tax-free effective from 22 June 2011		For maturities only
Direct Fixed Rate ISA Issue 34	£100+ - 3.60% AER tax-free effective from 22 June 2011
Direct Fixed Rate ISA Issue 35	£50,000+ - 3.10% AER Tax-Free £25,000 - £49,000 - 3.00% AER Tax-Free £10,000 - £24,000 - 2.90% AER Tax-Free £100 - £9,999 - 2.85% AER Tax-Free		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011
Direct Fixed Rate ISA Issue 36	£50,000+ - 3.50% AER Tax-Free £25,000 - £49,000 - 3.40% AER Tax-Free £10,000 - £24,000 - 3.30% AER Tax-Free £100 - £9,999 - 3.25% AER Tax-Free		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2013. Closed issue 1 October 2011
Direct Fixed Rate Cash ISA (Issue 37)	3.75% AER Tax-free	-	Launched 03 October 2011. Matures 31 December 2013. Closed issue 21 November 2011.
Direct Now (Issue 1)	£1,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	£1,000 - 0.40% Gross p.a./AER effective from 1 Mar 2009	No-notice account. Interest paid annually after close of business on 30 June. Closed issue 17 September 2003.
Direct Postal Saver	Annual £50,000 - 0.50% £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Annual £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009	Replaced by telephone operated Direct Saver (Issue 1). Interest paid annually or monthly. Closed issue 4 October 1999.
	Monthly Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Monthly Gross p.a./AER £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009
Direct Saver (Issue 1)	Annual £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Annual £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009	Telephone operated 28 day notice account. Interest paid annually after close of business on 30 June or monthly. Closed issue 17 September 2002.
	Monthly £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Monthly £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009
Direct Saver (Issue 2)	Annual £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Annual £50,000 - 1.00% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009	Launched 19th October 2010. Interest paid 30 June. Closed issue 25 October 2010.
	Monthly £2,000 - 0.10% Gross p.a./AER effective from 1 Apr 2009	Monthly £50,000 - 0.50% Gross p.a./AER £2,000 - 0.10% Gross p.a./AER effective from 1 Mar 2009

Tax Free

Product Name	Current Tax free & AER Rate	Previous Tax free & AER Rate	Notes
Dunfermline Cash ISA	£3,000 - 0.50% £1 - 0.10% effective from 1 Apr 2009	£3,000 - 1.00% £1 - 0.15% effective from 1 Mar 2009	Instant access cash ISA. Interest paid after close of business on 5 April. From 1 May 2005 the min balance is £1. To remain a voting member £100 must be maintained in your account. Closed issue 31 August 2001.
Dunfermline Cash ISA (Issue 2)	£3,000 - 0.25% £1 - 0.10% effective from 1 Apr 2009	£3,000 - 0.75% £1 - 0.15% effective from 1 Mar 2009	Instant access cash ISA. Interest paid after close of business on 5 April. Issue 2 launched 1 September 2001. From 1 May 2005 the min balance is £1. To remain a voting member £100 must be maintained in your account. Closed issue 17 September 2002.
Base Rate Tracker Cash ISA (Issue 2)	£1 - 0.65% effective from 1 Apr 2009	£1 - 1.15% effective from 1 Mar 2009	Launched 8 February 2007. Matures 30 June 2012. Closed issue 25 February 2009.
Fixed Rate Cash ISA (Issue 14)	£100 - 3.75% Gross p.a./AER	-	Launched 9 February 2009. The minimum investment is £3,600 per tax year. Matures 31 October 2011. Closed issue 23 February 2009.
Fixed Rate Cash ISA (Issue 16)	£100 - 3.00% Gross p.a./AER	-	Launched 3 March 2009. The minimum investment is £3,600 per tax year. Matures 30 November 2011. Closed issue 31 March 2009.
Fixed Rate Cash ISA (Issue 18)	£100 - 3.00% Gross p.a./AER	-	Launched 15 March 2010. The minimum investment is £100 per tax year. Matures 30 April 2011. Closed issue 6 May 2010.
Fixed Rate Cash ISA (Issue 19)	£100 + 3.25% Gross p.a./AER	-	Launched 15 March 2010. Min investment £100 per tax year. Maturity 30 April 2012. Closed issue 6 May 2010.
Fixed Rate Cash ISA (Issue 20)	£100 - 2.75% Gross p.a./AER	-	Launched 7 May 2010. The minimum investment is £100 per tax year. Matures 30 June 2011. Closed issue 13 May 2010.
Fixed Rate Cash ISA (Issue 21)	£100 - 2.50% Gross p.a./AER	-	Launched 14 May 2010. Min investment £100 per tax year. Maturity 31 July 2011. Closed issue 10 July 2010.
Fixed Rate Cash ISA (Issue 22)	£100+ 4.15% Gross p.a./AER	-	Launched 12 July 2010. Min investment £100 per tax year. Maturity 31 August 2014. Closed issue 13 November 2010.
Fixed Rate Cash ISA (Issue 23)	£100+ 4.15% Gross p.a./AER	-	Launched 15 November 2010. Min investment £100 per tax year. Maturity 31 January 2015. Closed issue 11 December 2010.
Fixed Rate Cash ISA (Issue 24)	£100+ 3.00% Gross p.a./AER	-	Launched 13 December 2010. Min investment £100 per tax year. Maturity 31 January 2012. Closed issue 27 January 2011.
Fixed Rate Cash ISA (Issue 25)	£100+ 4.00% Gross p.a./AER	-	Launched 13 December 2010. Min investment £100 per tax year. Maturity 31 January 2015. Closed issue 12 February 2011.
Fixed Rate Cash ISA (Issue 26)	£100+ 3.00% Gross p.a./AER	-	Launched 28 January 2011. Min investment £100 per tax year. Maturity 31 January 2012. Closed issue 7 March 2011.
Fixed Rate Cash ISA (Issue 27)	£100+ 4.00% Gross p.a./AER	-	Launched 14 February 2011. Min investment £100 per tax year. Maturity 31 March 2015. Closed issue 7 March 2011.
Fixed Rate Cash ISA (Issue 28)	£100+ 4.00% Gross p.a./AER	-	Launched 8 March 2011. Min investment £100 per tax year. Maturity 30 April 2012. Closed issue 23 March 2011.
4 Year Fixed Rate Cash ISA (Issue 29)	£100+ - 4.40% Gross/AER effective from 8 Mar 2011	n/a
1 Year Fixed Rate Cash ISA (Issue 30)	£100+ - 3.20% Gross/AER effective from 24 Mar 2011	n/a
1 Year Fixed Rate Cash ISA (Issue 31)	£100+ - 3.20% Gross/AER effective from 26 May 2011	n/a
4 Year Fixed Rate Cash ISA (Issue 32)	£100+ - 4.40% Gross/AER effective from 26 May 2011	n/a
Fixed Rate ISA (Issue 33)	£100+ - 3.30% AER tax-free effective from 22 June 2011		For maturities only
Fixed Rate ISA (Issue 34)	£100+ - 3.60% AER tax-free effective from 22 June 2011
Fixed Rate Cash ISA (Issue 35)	£50,000+ - 3.10% AER Tax-Free £25,000 - £49,000 - 3.00% AER Tax-Free £10,000 - £24,000 - 2.90% AER Tax-Free £100 - £9,999 - 2.85% AER Tax-Free		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011
Fixed Rate Cash ISA (Issue 36)	£50,000+ - 3.50% AER Tax-Free £25,000 - £49,000 - 3.40% AER Tax-Free £10,000 - £24,000 - 3.30% AER Tax-Free £100 - £9,999 - 3.25% AER Tax-Free		Launched 6 September 2011. Min investment £100. Max investment £1m. Matures 31 October 2012. Closed issue 1 October 2011
Fixed Rate Cash ISA (Issue 38)	3.75% AER Tax-free		Launched 03 October 2011. Matures 31 December 2013. Closed issue 21 November 2011.
4 Year Fixed Rate Cash ISA (Issue 22)	£100 - 4.15% Gross p.a./AER effective from 12 July 2010	n/a
Direct 4 Year Fixed Rate Cash ISA (Issue 23)	£100 - 4.15% Gross p.a./AER effective from 12 July 2010	n/a

Child and Youth Accounts

Product Name

Current
Gross & AER Rate

Previous
Gross & AER Rate

Notes

Junior Gold

0.75% Gross p.a./AER
0.60% Net p.a.

Rate effective from 9 September 2011

0.10% Gross p.a./AER

Rate effective from 1 April 2009

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