Interest Rate Table

Current and previous interest rates for available accounts. For closed issue account, view our rates for closed accounts.

ISA Tax Free Savings

Product Name

Current
AER Tax-free

Previous
AER Tax-free

Cash ISA (Issue 3)

£3,000 - 0.25%
£1,000 - 0.10%
£1 - 0.10%

effective from 1 Apr 2009

£3,000 - 0.75%
£1,000 - 0.15%
£1 - 0.15%

effective from 1 Mar 2009

Fixed Rate Cash ISA (Issue 38)

£50,000 + 3.10%
£25,000 - £49,999- 3.00%
£10,000 - £24,999 - 2.90%
£100 - £9,999 - 2.85%

effective from 22 November 2011

n/a

Child/Youth Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate
S Account	£1 - 0.75% Gross p.a./AER £1 - 0.60% Net p.a. effective from 9 September 2011	£1 - 0.10% Gross p.a./AER effective from 1 Apr 2009
M Account	£1 - 0.75% Gross p.a./AER £1 - 0.60% Net p.a. effective from 9 September 2011	£1 - 0.10% Gross p.a./AER effective from 1 Apr 2009
L Account	£1 - 0.75% Gross p.a./AER £1 - 0.60% Net p.a. effective from 9 September 2011	£1 - 0.10% Gross p.a./AER effective from 1 Apr 2009
Junior Fairway Saver	£1 - 0.75% Gross p.a./AER £1 - 0.60% Net p.a. effective from 9 September 2011	£1- 0.10% Gross p.a./AER effective from 1 Jan 2009

Instant Access Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate
Fairway Saver	£1- 0.10% effective from 1 Jan 2009	£1- 1.00% effective from 1 Dec 2008
Gold Account	£1 - 0.10% effective from 1 Jan 2009	£50,000 - 1.00% £25,000 - 0.75% £10,000 - 0.75% £5,000 - 0.25% £2,500 - 0.25% £500 - 0.25% £1 - 0.25% effective from 1 Dec 2008
Platinum Monthly Saver (Issue 1)	£100+ 5.00% gross p.a./AER variable If more than one withdrawal is made and more than one monthly deposit is missed before the first anniversary of account opening a lower rate of 1.00% gross p.a/AER will be paid

Notice Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate
Platinum Notice Account	Annual £1 - £4,999.99 - 0.25% Gross p.a./AER fixed £5,000+ - 3.05% Gross p.a./AER variable rate Effective from 9 May 2011	n/a
Platinum Notice Account	Monthly £1 - £4,999.99 - 0.25% Gross p.a./AER fixed £5,000+ - 3.01% Gross p.a./AER variable Effective from 9 May 2011	n/a
Regular Saver	0.10% Gross p.a. effective from 1 November 2010
A further fixed rate bonus of 2.40% Gross p.a will be made if the conditions for bonus payment are met.The bonus will be paid in year 1 provided at least 10 monthly payments (11 including your opening payment) have been made and no more than 1 withdrawal has taken place during that anniversary year. To qualify for the bonus in subsequent years at least 11 monthly payments must be made and no more than 1 withdrawal during that anniversary year.

Fixed Rate Bonds

Product Name	Current
Fixed Rate Bond (Issue 110)	Annual £50,000+ 2.67% AER 2.65% Gross p.a. 2.12% Net p.a. £25,000 - £49,999 2.57% AER 2.55% Gross p.a. 2.04% Net p.a. £10,000 - £24,999 2.47% AER 2.45% Gross p.a. 1.96% Net p.a. £100 - £9,999 2.41% AER 2.40% Gross p.a. 1.92% Net p.a. effective from 22 November 2011
	Monthly £50,000+ 2.63% AER 2.60% Gross p.a. 2.08% Net p.a. £25,000 - £49,999 2.53% AER 2.50% Gross p.a. 2.00% Net p.a. £10,000 - £24,999 2.43% AER 2.40% Gross p.a. 1.92% Net p.a. £100 - £9,999 2.38% AER 2.35% Gross p.a. 1.88% Net p.a. effective from 22 November 2011
Fixed Rate Bond (Issue 111)	Annual £50,000+ 3.10% AER 3.10% Gross p.a. 2.48% Net p.a. £25,000 - £49,999 3.00% AER 3.00% Gross p.a. 2.40% Net p.a. £10,000 - £24,999 2.90% AER 2.90% Gross p.a. 2.32% Net p.a. £100 - £9,999 2.85% AER 2.85% Gross p.a. 2.28% Net p.a. effective from 22 November 2011
	Monthly £50,000+ 3.09% AER 3.05% Gross p.a. 2.44% Net p.a. £25,000 - £49,999 2.99% AER 2.95% Gross p.a. 2.36% Net p.a. £10,000 - £24,999 2.89% AER 2.85% Gross p.a. 2.28% Net p.a. £100 - £9,999 2.84% AER 2.80% Gross p.a. 2.24% Net p.a. effective from 22 November 2011

Telephone Operated Accounts

Product Name	Current Gross & AER Rate	Previous Gross & AER Rate
Direct Cash ISA (Issue 3)	£3,000 - 0.25% £1,000 - 0.10% £100 - 0.10% effective from 1 Apr 2009	£3,000 - 0.75% £1,000 - 0.15% £100 - 0.15% effective from 1 Mar 2009
Direct Fixed Rate Cash ISA (Issue 38) Only available to existing customers with maturing Dunfermline Direct Fixed Term accounts	£50,000 + 3.10% AER Tax-free £25,000 - £49,999- 3.00% AER Tax-free £10,000 - £24,999 - 2.90% AER Tax-free £100 - £9,999 - 2.85% AER Tax-free effective from 22 November 2011	n/a
Direct Now (Issue 2)	£100 - 0.10% effective from 1 Apr 2009	£100 - 0.40% effective from 1 Mar 2009
Direct Regular Saver	0.10% Gross p.a. effective from 1 November 2010
A further fixed rate bonus of 2.40% Gross p.a will be made if the conditions for bonus payment are met.The bonus will be paid in year 1 provided at least 10 monthly payments (11 including your opening payment) have been made and no more than 1 withdrawal has taken place during that anniversary year. To qualify for the bonus in subsequent years at least 11 monthly payments must be made and no more than 1 withdrawal during that anniversary year.
Direct Fixed Rate Bond (Issue 110)	Annual £50,000+ 2.67% AER 2.65% Gross p.a. 2.12% Net p.a. £25,000 - £49,999 2.57% AER 2.55% Gross p.a. 2.04% Net p.a. £10,000 - £24,999 2.47% AER 2.45% Gross p.a. 1.96% Net p.a. £100 - £9,999 2.41% AER 2.40% Gross p.a. 1.92% Net p.a. effective from 22 November 2011
	Monthly £50,000+ 2.63% AER 2.60% Gross p.a. 2.08% Net p.a. £25,000 - £49,999 2.53% AER 2.50% Gross p.a. 2.00% Net p.a. £10,000 - £24,999 2.43% AER 2.40% Gross p.a. 1.92% Net p.a. £100 - £9,999 2.38% AER 2.35% Gross p.a. 1.88% Net p.a. effective from 22 November 2011
Direct Fixed Rate Bond (Issue 111)	Annual £50,000+ 3.10% AER 3.10% Gross p.a. 2.48% Net p.a. £25,000 - £49,999 3.00% AER 3.00% Gross p.a. 2.40% Net p.a. £10,000 - £24,999 2.90% AER 2.90% Gross p.a. 2.32% Net p.a. £100 - £9,999 2.85% AER 2.85% Gross p.a. 2.28% Net p.a. effective from 22 November 2011
	Monthly £50,000+ 3.09% AER 3.05% Gross p.a. 2.44% Net p.a. £25,000 - £49,999 2.99% AER 2.95% Gross p.a. 2.36% Net p.a. £10,000 - £24,999 2.89% AER 2.85% Gross p.a. 2.28% Net p.a. £100 - £9,999 2.84% AER 2.80% Gross p.a. 2.24% Net p.a. effective from 22 November 2011

Savings & Investments

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Interest Rate Table

ISA Tax Free Savings

Child/Youth Accounts

Instant Access Accounts

Notice Accounts

Fixed Rate Bonds

Telephone Operated Accounts

Savings & Investments

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